{"id":24826,"date":"2024-05-06T09:39:20","date_gmt":"2024-05-06T08:39:20","guid":{"rendered":"https:\/\/www.fbt-avocats.ch\/?p=24826"},"modified":"2025-10-20T11:09:48","modified_gmt":"2025-10-20T10:09:48","slug":"suisse-royaume-uni-ont-signe-accord-de-reconnaissance-mutuelle","status":"publish","type":"post","link":"https:\/\/www.fbt-avocats.ch\/en\/suisse-royaume-uni-ont-signe-accord-de-reconnaissance-mutuelle\/","title":{"rendered":"Switzerland and the United Kingdom have signed a mutual recognition agreement"},"content":{"rendered":"<div  data-size='featured_large'  data-lightbox_size='large'  data-animation='slide'  data-conditional_play=''  data-ids='24829'  data-video_counter='0'  data-autoplay='false'  data-bg_slider='false'  data-slide_height=''  data-handle='av_slideshow'  data-interval='5'  data-class=' avia-builder-el-0  el_before_av_heading  avia-builder-el-first   '  data-css_id=''  data-scroll_down=''  data-control_layout='av-control-default'  data-custom_markup=''  data-perma_caption=''  data-autoplay_stopper=''  data-image_attachment=''  data-min_height='0px'  data-default-height='42'  class='avia-slideshow avia-slideshow-1  av-control-default av-default-height-applied avia-slideshow-featured_large av_slideshow  avia-builder-el-0  el_before_av_heading  avia-builder-el-first    avia-slide-slider '  itemprop=\"ImageObject\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><ul class='avia-slideshow-inner ' style='padding-bottom: 42%;' ><li  class=' av-single-slide slide-1 ' ><div data-rel='slideshow-1' class='avia-slide-wrap '   ><img src='https:\/\/www.fbt-avocats.ch\/wp-content\/uploads\/2024\/05\/reglementation_Bensahel_Slider_EN-1500x630.png' width='1500' height='630' title='reglementation_Bensahel_Slider_EN' alt=''  itemprop=\"thumbnailUrl\"   \/><\/div><\/li><\/ul><\/div>\n<div style='padding-bottom:10px; font-size:26px;' class='av-special-heading av-special-heading-h1  blockquote modern-quote  avia-builder-el-1  el_after_av_slideshow  el_before_av_hr   av-inherit-size '><h1 class='av-special-heading-tag '  itemprop=\"headline\"  >Switzerland and the United Kingdom have signed a mutual recognition agreement<\/h1><div class ='av-subheading av-subheading_below  ' style='font-size:15px;'><p>Allnews &#8211; May 2024<br \/>\nFr\u00e9d\u00e9rique Bensahel<\/p>\n<\/div><div class='special-heading-border'><div class='special-heading-inner-border' ><\/div><\/div><\/div>\n<div style='height:30px' class='hr hr-invisible   avia-builder-el-2  el_after_av_heading  el_before_av_button  '><span class='hr-inner ' ><span class='hr-inner-style'><\/span><\/span><\/div>\n<div class='avia-button-wrap avia-button-left  avia-builder-el-3  el_after_av_hr  el_before_av_hr  '><a href='https:\/\/www.fbt-avocats.ch\/wp-content\/uploads\/2024\/05\/Allnews_reglementation_Bensahel.pdf'  class='avia-button   avia-icon_select-no avia-color-theme-color avia-size-large avia-position-left '  target=\"_blank\"   ><span class='avia_iconbox_title' >Download pdf<\/span><\/a><\/div>\n<div style='height:30px' class='hr hr-invisible   avia-builder-el-4  el_after_av_button  el_before_av_textblock  '><span class='hr-inner ' ><span class='hr-inner-style'><\/span><\/span><\/div>\n<section class=\"av_textblock_section \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock  '   itemprop=\"text\" ><p>Apr\u00e8s plus de deux ans de n\u00e9gociations et d&#8217;\u00e9valuations approfondies de leurs r\u00e9glementations respectives, la Suisse et le Royaume-Uni &#8211; deux Etats confront\u00e9s \u00e0 des difficult\u00e9s d&#8217;acc\u00e8s aux march\u00e9s financiers europ\u00e9ens &#8211; ont sign\u00e9 le 21 d\u00e9cembre 2023 le \u00abBerne Financial Services Agreement\u00bb, un accord de reconnaissance mutuelle dans de nombreux segments financiers. Les deux Etats ont reconnu l&#8217;\u00e9quivalence de leur r\u00e9glementation et de leur syst\u00e8me de surveillance dans le domaine bancaire, la gestion d&#8217;actifs, les services d&#8217;investissement, les assurances et les infrastructures de march\u00e9s financiers. L&#8217;int\u00e9r\u00eat de cet accord pour la place financi\u00e8re suisse r\u00e9side dans l&#8217;acc\u00e8s, \u00e0 des conditions facilit\u00e9es, au march\u00e9 du Royaume-Uni sur une base transfrontali\u00e8re.<\/p>\n<p>Une fois l&#8217;accord ratifi\u00e9 par le Parlement des deux pays, les banques, maisons de titres, directions de fonds, gestionnaires de fortune collective et gestionnaires de fortune suisses pourront fournir une large palette de services d&#8217;investissement au Royaume-Uni \u00e0 la condition qu&#8217;ils soient autoris\u00e9s par la FINMA \u00e0 rendre les m\u00eames services en Suisse &#8211; et qu&#8217;ils les fournissent effectivement &#8211; et qu&#8217;ils ne soient pas d\u00e9j\u00e0 autoris\u00e9s au Royaume-Uni selon le Financial Services and Markets Act 2000. Les \u00e9tablissements suisses seront ainsi dispens\u00e9s de se conformer aux conditions d&#8217;autorisation et aux mesures prudentielles du Royaume-Uni, ce dernier s&#8217;appuyant sur l&#8217;autorisation d&#8217;exercer et les mesures prudentielles suisses. Les services pourront \u00eatre rendus sur une base cross-border ou par la pr\u00e9sence temporaire d&#8217;employ\u00e9s sur territoire britannique, pour autant que cette pr\u00e9sence ne cr\u00e9\u00e9 pas un \u00e9tablissement stable. Avant la fourniture de tout service d&#8217;investissement, les \u00e9tablissements financiers suisses devront notifier \u00e0 la Financial Conduct Authority (FCA) et la FINMA, selon les modalit\u00e9s convenues, les services autoris\u00e9s qu&#8217;ils entendent fournir au Royaume-Uni, le type d&#8217;instruments financiers qui feront l&#8217;objet de ces services et les clients vis\u00e9s. Ils seront ensuite inscrits dans un registre.<\/p>\n<\/div><\/section>\n<div style='padding-bottom:10px; font-size:20px;' class='av-special-heading av-special-heading-h2  blockquote modern-quote  avia-builder-el-6  el_after_av_textblock  el_before_av_textblock   av-inherit-size '><h2 class='av-special-heading-tag '  itemprop=\"headline\"  ><span class='special_amp'>&#8220;<\/span>La gestion des risques cross-border constitue un d\u00e9fi de taille et un co\u00fbt pour les prestataires de services financiers; elle constitue aussi une pr\u00e9occupation importante pour la FINMA.<span class='special_amp'>&#8221;<\/span><\/h2><div class='special-heading-border'><div class='special-heading-inner-border' ><\/div><\/div><\/div>\n<section class=\"av_textblock_section \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock  '   itemprop=\"text\" ><p>Les services d&#8217;investissement autoris\u00e9s sont nombreux et l&#8217;autorisation de les fournir d\u00e9pendra de la question de savoir si l&#8217;\u00e9tablissement suisse est autoris\u00e9 \u00e0 les rendre en Suisse. Pour les prestataires de services financiers de droit suisse, sont couverts par l&#8217;accord la r\u00e9ception et la transmission d&#8217;ordres portant sur les instruments financiers d\u00e9sign\u00e9s par l&#8217;accord (comme les valeurs mobili\u00e8res, les instruments du march\u00e9 mon\u00e9taire, les parts de fonds, les options et les d\u00e9riv\u00e9s), l&#8217;ex\u00e9cution d&#8217;ordres pour le compte de clients, la gestion de fortune, le conseil en placement et l&#8217;octroi de cr\u00e9dits pour ex\u00e9cuter des op\u00e9rations sur instruments financiers.<\/p>\n<p>Une fois annonc\u00e9s \u00e0 la FCA et inscrits au registre britannique, les prestataires de services financiers suisses pourront fournir des services aux clients d\u00e9sign\u00e9s selon l&#8217;accord, soit les contreparties \u00e9ligibles (cat\u00e9gorie similaire \u00e0 celle des clients institutionnels), les clients professionnels per se et les clients fortun\u00e9s (High Net Worth Covered Clients (HNWCC)). Cette derni\u00e8re cat\u00e9gorie diff\u00e8re L\u00e9g\u00e8rement de celle de client priv\u00e9 fortun\u00e9 habilit\u00e9 \u00e0 demander \u00e0 \u00eatre trait\u00e9 comme un client professionnel selon la LSFin. Il s&#8217;agit de personnes physiques disposant d&#8217;une fortune nette de plus de GBP 2 millions qui, compte tenu du service offert et des transactions envisag\u00e9es, sont en mesure de prendre leurs propres d\u00e9cisions d&#8217;investissement et de comprendre les risques impliqu\u00e9s, pour autant qu&#8217;ils aient d\u00e9clar\u00e9 par \u00e9crit qu&#8217;ils souhaitent \u00eatre trait\u00e9 comme des HNWCC pour le service qui va leur \u00eatre prest\u00e9 et qu&#8217;ils comprennent ce faisant renoncer \u00e0 la protection offerte par la L\u00e9gislation du Royaume-Uni. Des r\u00e8gles similaires sont pr\u00e9vues pour les structures d&#8217;investissement priv\u00e9es qui agissent pour le compte de personnes physiques r\u00e9sidant au Royaume-Uni.<\/p>\n<p>Les prestataires de services financiers suisses qui fourniront leurs services financiers au Royaume-Uni seront assujettis aux r\u00e8gles applicables en Suisse, comme les r\u00e8gles de conduite de la LSFin. Ils seront toutefois tenus de communiquer des informations suppl\u00e9mentaires aux clients britanniques pr\u00e9alablement \u00e0 la fourniture des services, relatives notamment \u00e0 leur absence d&#8217;autorisation au Royaume-Uni, au droit applicable \u00e0 la relation d&#8217;affaires ou encore \u00e0 l&#8217;absence de certains droits d\u00e9coulant de la r\u00e9glementation britannique. Ils seront aussi tenus de rapporter annuellement certaines informations \u00e0 la FCA.<\/p>\n<p>La gestion des risques cross-border constitue un d\u00e9fi de taille et un co\u00fbt pour les prestataires de services financiers; elle constitue aussi une pr\u00e9occupation importante pour la FINMA. La fourniture de services financiers est en principe r\u00e8glement\u00e9e par chaque Etat et la r\u00e9glementation \u00e9trang\u00e8re est loin d&#8217;\u00eatre uniforme, ce qui rend g\u00e9n\u00e9ralement l&#8217;acc\u00e8s \u00e0 un march\u00e9 \u00e9tranger &#8211; lorsqu&#8217;elle est possible &#8211; on\u00e9reuse et tr\u00e8s complexe au niveau op\u00e9rationnel. Le Berne Financial Services Agreement permettra aux prestataires suisses de faire la promotion et de rendre des services financiers non seulement sans obligation d&#8217;autorisation mais encore dans l&#8217;application de leurs propres r\u00e8gles prudentielles. La gestion des risques des prestataires s&#8217;en trouvera ainsi largement facilit\u00e9e. L&#8217;adoption de l&#8217;accord laisse pr\u00e9sager de r\u00e9jouissantes perspectives de d\u00e9veloppement pour l&#8217;industrie financi\u00e8re suisse sur l&#8217;une des principales places financi\u00e8res mondiales.<\/p>\n<\/div><\/section>\n<div style='height:10px' class='hr hr-invisible   avia-builder-el-8  el_after_av_textblock  el_before_av_textblock  '><span class='hr-inner ' ><span class='hr-inner-style'><\/span><\/span><\/div>\n<section class=\"av_textblock_section \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock  '   itemprop=\"text\" ><p style=\"text-align: right;\"><a href=\"https:\/\/www.fbt-avocats.ch\/en\/portfolio-item\/frederique-bensahel\/\">Fr\u00e9d\u00e9rique Bensahel<\/a><br \/>\nPartner, Geneva<\/p>\n<\/div><\/section>\n<div style='padding-bottom:10px; font-size:20px;' class='av-special-heading av-special-heading-h3  blockquote modern-quote modern-centered  avia-builder-el-10  el_after_av_textblock  el_before_av_hr   av-inherit-size '><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >Partager sur LinkedIn<\/h3><div class='special-heading-border'><div class='special-heading-inner-border' ><\/div><\/div><\/div>\n<div style='height:50px' class='hr hr-invisible   avia-builder-el-11  el_after_av_heading  el_before_av_one_fifth  '><span class='hr-inner ' ><span class='hr-inner-style'><\/span><\/span><\/div>\n<div class=\"flex_column av_one_fifth  flex_column_div av-zero-column-padding first  avia-builder-el-12  el_after_av_hr  el_before_av_one_fifth  \" style='border-radius:0px; '><\/div>\n<div class=\"flex_column av_one_fifth  flex_column_div av-zero-column-padding   avia-builder-el-13  el_after_av_one_fifth  el_before_av_one_fifth  \" style='border-radius:0px; '><\/div>\n<div class=\"flex_column av_one_fifth  flex_column_div av-zero-column-padding   avia-builder-el-14  el_after_av_one_fifth  el_before_av_one_fifth  \" style='border-radius:0px; '><div class='av-social-sharing-box  avia-builder-el-15  avia-builder-el-no-sibling   '><div class='av-share-box'><ul class='av-share-box-list noLightbox'><li class='av-share-link av-social-link-linkedin' ><a target='_blank' href='https:\/\/linkedin.com\/shareArticle?mini=true&amp;title=Switzerland%20and%20the%20United%20Kingdom%20have%20signed%20a%20mutual%20recognition%20agreement&amp;url=https:\/\/www.fbt-avocats.ch\/en\/suisse-royaume-uni-ont-signe-accord-de-reconnaissance-mutuelle\/' aria-hidden='true' data-av_icon='\ue8fc' data-av_iconfont='entypo-fontello' title='' data-avia-related-tooltip='Share on Linkedin'><span class='avia_hidden_link_text'>Share on Linkedin<\/span><\/a><\/li><\/ul><\/div><\/div><\/div>\n<div class=\"flex_column av_one_fifth  flex_column_div av-zero-column-padding   avia-builder-el-16  el_after_av_one_fifth  el_before_av_one_fifth  \" style='border-radius:0px; '><\/div>\n<div class=\"flex_column av_one_fifth  flex_column_div av-zero-column-padding   avia-builder-el-17  el_after_av_one_fifth  el_before_av_hr  \" style='border-radius:0px; '><\/div>\n<div style='height:50px' class='hr hr-invisible   avia-builder-el-18  el_after_av_one_fifth  avia-builder-el-last  '><span class='hr-inner ' ><span class='hr-inner-style'><\/span><\/span><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Access to the UK financial market by Swiss providers under the Berne Financial Services Agreement: what does the future hold?<\/p>\n","protected":false},"author":26,"featured_media":25510,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84,655],"tags":[560],"datespeciale":[],"yst_prominent_words":[],"class_list":["post-24826","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-media-and-news","category-news","tag-allnews-en","competences-banking-and-finance","auteurs-frederique-bensahel-en","date-publication-2024-en","diffusion-groupe-bancaire-en","diffusion-medias-en","diffusion-news-en"],"_links":{"self":[{"href":"https:\/\/www.fbt-avocats.ch\/en\/wp-json\/wp\/v2\/posts\/24826","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fbt-avocats.ch\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.fbt-avocats.ch\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.fbt-avocats.ch\/en\/wp-json\/wp\/v2\/users\/26"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fbt-avocats.ch\/en\/wp-json\/wp\/v2\/comments?post=24826"}],"version-history":[{"count":0,"href":"https:\/\/www.fbt-avocats.ch\/en\/wp-json\/wp\/v2\/posts\/24826\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.fbt-avocats.ch\/en\/wp-json\/wp\/v2\/media\/25510"}],"wp:attachment":[{"href":"https:\/\/www.fbt-avocats.ch\/en\/wp-json\/wp\/v2\/media?parent=24826"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.fbt-avocats.ch\/en\/wp-json\/wp\/v2\/categories?post=24826"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fbt-avocats.ch\/en\/wp-json\/wp\/v2\/tags?post=24826"},{"taxonomy":"datespeciale","embeddable":true,"href":"https:\/\/www.fbt-avocats.ch\/en\/wp-json\/wp\/v2\/datespeciale?post=24826"},{"taxonomy":"yst_prominent_words","embeddable":true,"href":"https:\/\/www.fbt-avocats.ch\/en\/wp-json\/wp\/v2\/yst_prominent_words?post=24826"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}